Financial Freedom could be just one phonecall away…
Paragon Private Wealth Group is rooted in the ultimate private client experience: ensuring you money works as hard as you do. We approach every client with the understanding that your situation is unique; bespoke wealth management is not a luxury but a requirement. Allow our team to help you create an investment and financial planning strategy that matches your goals.
Financial Planning
It’s safe to assume that most people desire the ability to plan for their financial future but completing that task is challenging, particularly at the start.
Backed by powerful technology, PPWG’s financial planning allows our clients to foresee and maximize opportunity with their investments. The process begins with an interactive online tool where you and your family can define goals, identify potential concerns and organize outside assets via our data aggregator, Yodlee. After this phase, our team conducts extensive analysis of your data leveraging to create a bespoke plan for your review. Please click below to learn how to begin your planning journey.
Financial Planning
It’s safe to assume that most people desire the ability to plan for their financial future but completing that task is challenging, particularly at the start.
Backed by powerful technology, PPWG’s financial planning allows our clients to foresee and maximize opportunity with their investments. The process begins with an interactive online tool where you and your family can define goals, identify potential concerns and organize outside assets via our data aggregator, Yodlee. After this phase, our team conducts extensive analysis of your data leveraging to create a bespoke plan for your review. Please click below to learn how to begin your planning journey.
Retirement Planning
To some, it may feel impossible to plan for an entire phase of one’s life, particularly when still employed and building a nest egg.
The team at PPWG™ takes a two-pronged approach to retirement planning: First we help you solve for the most important input: how much money will you need in retirement? Rather than have you guesstimate, a review of your monthly expenditures is conducted. Then, expenses are separated into categories to provide a more thoughtful result to input into the model. Second, we help address the unpredictability of life. Rather than running this plan once, we continually update the analysis to ensure you are on track both leading up to and during retirement. A plan is only as good as its inputs and we are excited to help you begin yours!
Retirement Planning
To some, it may feel impossible to plan for an entire phase of one’s life, particularly when still employed and building a nest egg.
The team at PPWG takes a two-pronged approach to retirement planning: First we help you solve for the most important input: how much money will you need in retirement? Rather than have you guesstimate, a review of your monthly expenditures is conducted. Then, expenses are separated into categories to provide a more thoughtful result to input into the model. Second, we help address the unpredictability of life. Rather than running this plan once, we continually update the analysis to ensure you are on track both leading up to and during retirement. A plan is only as good as its inputs and we are excited to help you begin yours!
Portfolio Management
While many investment advisors claim to deliver custom strategies, PPWG lives up to this commitment. Our investment committee understands that no two individuals are alike. As such, neither should their portfolio.
Portfolio design begins at the individual level incorporating risk analysis and goals from the financial planning stage of onboarding. The broader view of the process incapsulates the creation of “bespoke index” directly aligned with your goals. After the creation of your index, we then select investment managers curated to your situation who are hand picked from our extensive diligence process.
Lastly, through the efforts of our investment committees direct relationships with portfolio managers and investment companies, we have negotiated better pricing for our clients translating to lower fees.
Portfolio Management
While many investment advisors claim to deliver custom strategies, PPWG lives up to this commitment. Our investment committee understands that no two individuals are alike. As such, neither should their portfolio.
Portfolio design begins at the individual level incorporating risk analysis and goals from the financial planning stage of onboarding. The broader view of the process incapsulates the creation of “bespoke index” directly aligned with your goals. After the creation of your index, we then select investment managers curated to your situation who are hand picked from our extensive diligence process.
Lastly, through the efforts of our investment committees direct relationships with portfolio managers and investment companies, we have negotiated better pricing for our clients translating to lower fees.
Active Tax Management
While most advisors shy away from taxes, we avoid the common pitfalls of compounding unrealized gains and distribution strategies through our tax managed overlay.
A “tax efficient portfolio” is traditionally viewed as simply adding federally tax free municipal to a fixed income allocation. This could not be further from the reality of what a true tax managed account should achieve. While viewing current tax rates on capital gains and taxation of dividends and interest, we construct the proper vehicles to deploy. Taking it a step further, we incorporate fundamental research into a monthly harvesting strategy that over time, provides superior after-tax returns.
Active Tax Management
While most advisors shy away from taxes, we avoid the common pitfalls of compounding unrealized gains and distribution strategies through our tax managed overlay.
A “tax efficient portfolio” is traditionally viewed as simply adding federally tax free municipal to a fixed income allocation. This could not be further from the reality of what a true tax managed account should achieve. While viewing current tax rates on capital gains and taxation of dividends and interest, we construct the proper vehicles to deploy. Taking it a step further, we incorporate fundamental research into a monthly harvesting strategy that over time, provides superior after-tax returns.
Generational Protection
Estate planning is a cornerstone of the Path to Paragon. We begin with an in-depth analysis of your existing plan with our legal partners exploring wealth transfer, special arrangements, federal and state estate tax issues as well as existing insurance products.
As an active component of the financial review process, we will continually review the estate plan to ensure optimization given the current legal environment and latest insurance products to reduce estate tax burden. The Partners of Paragon are committed to serving as lifelong partners to ensure continuity of the plan for your family for generations.
Generational Protection
Estate planning is a cornerstone of the Path to Paragon. We begin with an in-depth analysis of your existing plan with our legal partners exploring wealth transfer, special arrangements, federal and state estate tax issues as well as existing insurance products.
As an active component of the financial review process, we will continually review the estate plan to ensure optimization given the current legal environment and latest insurance products to reduce estate tax burden. The Partners of Paragon are committed to serving as lifelong partners to ensure continuity of the plan for your family for generations.
